Retirement is a big step in life. After years of hard work, it is important to find a place where you can relax, stay healthy, and enjoy the lifestyle you want. The right state can make a big difference. It can help you save money, improve your quality of life, and give you access to good healthcare and a safe community.
We looked at housing prices, healthcare, taxes, crime, cost of living, weather, and quality of life. Based on this, we have listed the best states to retire in 2025. Each state has its own strengths and could be the right fit depending on what matters most to you.
Top 10 Best States to Retire in 2025
1. Florida
Florida tops the list as the absolute best state to retire in 2025. With an average year-round temperature of 72.8°F and a tax-friendly environment, it’s easy to see why. Florida boasts low crime rates, a decent cost of living, and access to top-tier healthcare facilities. Cities like Naples and Sarasota are particularly popular among retirees due to their vibrant communities and high-quality living standards.
Standout Features:
- Weather score: 89 (Ranked 2nd)
- Crime score: 83
- Tax score: 60
- Cost of living: 83
- Housing: $392,176 (ZHVI)
From beautiful beaches to active retirement communities, Florida continues to set the gold standard for retirees seeking both relaxation and opportunity.
2. Nebraska
Coming in second on the list of best states to retire in 2025, Nebraska offers a low cost of living, affordable housing, and strong community values. While the weather can be a downside for those looking for warmth, Nebraska’s low crime and strong healthcare access more than make up for it.
Key Stats:
- Cost-of-living score: 89
- Housing: $259,443 (ZHVI)
- Healthcare score: 79
- Weather score: 45
Known for its hospitality and safety, Nebraska provides retirees a peaceful, financially stable lifestyle.
3. Maryland
If quality of life is your top concern, Maryland is one of the best states to retire in 2025. It ranks third in overall quality-of-life score and offers excellent healthcare facilities. Although housing and taxes are relatively high, the trade-off comes with access to both urban vibrancy and nature’s tranquility.
Highlights:
- Quality-of-life score: 96
- Healthcare score: 81
- Crime score: 60
With a mix of historic towns, waterfront views, and cultural attractions, Maryland appeals to retirees looking for an active lifestyle.
4. Minnesota
Minnesota excels in healthcare (ranked 5th) and public safety. Its cost of living is reasonable, and the state has eliminated social security tax for most seniors. Though cold winters may deter some, it remains one of the best states to retire in 2025 for those prioritizing healthcare and community stability.
Notable Scores:
- Healthcare: 94
- Crime: 87
- Housing: $334,119 (ZHVI)
Minnesota’s commitment to senior welfare is evident in its public policy and infrastructure.
5. Wisconsin
Ranking fifth among the best states to retire in 2025, Wisconsin combines affordability, safety, and a strong healthcare system. It’s ideal for retirees who prefer a mix of urban and rural settings without breaking the bank.
Essential Data:
- Crime score: 95 (Ranked 5th)
- Housing: $306,566 (ZHVI)
- Cost-of-living: 85
- Healthcare: 80
With an excellent safety score and reasonable cost metrics, Wisconsin is a smart pick for budget-conscious retirees.
6. New Hampshire
The only New England state to make the list, New Hampshire offers exceptional healthcare (ranked 4th) and public safety. Though it’s one of the more expensive options on our list, it remains a great choice for those prioritizing health and safety above all.
Vital Numbers:
- Crime score: 93
- Healthcare score: 96
- Housing: $478,955 (ZHVI)
While winters can be harsh, New Hampshire’s quality services make it a reliable retirement destination.
7. Utah
Utah is another standout among the best states to retire in 2025, particularly for those interested in outdoor recreation. Home to five national parks and a tight-knit community culture, Utah also holds the highest healthcare score nationwide.
Quick Facts:
- Healthcare: 100 (Ranked 1st)
- Quality-of-life: 76
- Housing: $517,020 (ZHVI)
Despite its high housing costs, Utah remains attractive for active retirees wanting both safety and scenery.
8. Iowa
Iowa offers some of the most affordable housing in the country and has no tax on retirement income. These financial perks make it a standout choice for the best states to retire in 2025, particularly for those who prioritize budgeting.
Financial Perks:
- Housing: $220,277 (ZHVI)
- Cost-of-living score: 92
- Crime score: 80
Iowa’s small-town charm and budget-friendly structure appeal to many seniors.
9. New Jersey
New Jersey earns its place among the best states to retire in 2025 thanks to stellar public health, safety, and quality-of-life metrics. However, its high housing and tax burdens may be barriers for some.
Key Metrics:
- Quality-of-life score: 96
- Crime: 91
- Housing: $534,773 (ZHVI)
Retirees who can afford New Jersey’s higher cost will benefit from its many lifestyle advantages.
10. South Dakota
South Dakota rounds out the list of best states to retire in 2025 with solid healthcare, tax, and cost-of-living scores. While the weather and quality-of-life are not top-tier, the affordability factor makes it a solid contender.
Economics at a Glance:
- Cost-of-living score: 99
- Tax score: 66
- Housing: $306,944 (ZHVI)
Perfect for retirees seeking financial simplicity and wide-open spaces.
Final Thought:
Choosing where to retire is not easy. Everyone has different needs and goals. Some want sunshine, others want healthcare. Some want to save money, others want safety. The good news is that the best states to retire in 2025 offer a range of choices, each with its own strengths.
Take time to review what matters most to you. Your perfect retirement spot might be just one state away.
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