As someone who takes fashion seriously, it’s probably safe to say that you have multiple designer items of high value in your closet. This doesn’t necessarily mean a Bottega Veneta Sardine bag is in your wardrobe or dozens of pairs of Jimmy Choos are neatly boxed up in your closet, it simply means that any clothing that is of high quality and value as well as any accessories you have can make your home a target for thieves.
It’s a frightening prospect, therefore it’s important to look into ways to keep your designer items and accessories safe even if they’re safely stored in your home. In this post, we’ll explore some ways in which you can achieve this, giving you total peace of mind.
Take Out Home Insurance
When it comes to the theft of your most prized possessions, prevention is always better than cure, but having a good home insurance policy in place can give you peace of mind that if anything did happen to your favourite Chanel bag, your Gucci boots or your prized jewellery, you won’t be left with the agonising financial cost of replacing them. Searching for home insurance quotes online is a great place to begin as you can find the best policy and provider for you and your specific needs.
When taking out contents insurance as part of your home insurance policy you’ll need to declare the value of specific items. As most providers have a maximum payout on individual items between £500 and £1500, if you have designer items that are worth more than this then you’ll need to have them listed separately on your policy. It’s important that you do this so that you’re not left with the heartbreak of replacing stolen items, especially if you have a particularly rare handbag or pair of sunglasses that are hard to replace. This type of cover for items like these will come with slightly higher premiums, but if it means keeping you safe financially then it’s probably worth it.
Don’t Leave Items on Show
Did you know that many thefts are done by opportunists? So if you have a Louis Vitton bag sitting on your dining room table and the window left open, well it wouldn’t take much effort for someone to grab it. Keeping your prized possessions well out of sight is key to keeping them safe. So avoid leaving items in view of windows and put them away as soon as possible.
Be Wary of What You Post on Social Media
Try not to inadvertently advertise your designer items on social media. You might think that you know everyone on your friend list, but what about those you don’t? Try to avoid making yourself a target for thieves by showcasing your collection and where you live!
If you’re someone who has a bit of a following on social media due to your fashion style and choices, then ensure you’re not leaving clues as to where you live or how someone might be able to get into your home. Don’t film yourself unlocking doors or walking around your property, be wary of street signs and door numbers. Even letters and parcels left in a shot can be used to identify your address.
For many of us, designer items are an investment – so it’s important to do all we can to keep them safe and protected from thieves. Consider the steps above to get started.